Following an accident, you may find that personal items such as clothing, jewellery, and electronic goods have become damaged. This is regular feature of a Personal Injury claim and you can claim your losses.
You are entitled to claim compensation for the loss of your personal items
Some of the more common claims for losses are detailed below, along with our best advice on how to provide evidence.
You may be able to claim the cost of any journey made as the result of an accident, including:
Public transport costs
*If you travel by car, keep a note of the distance and the date. This will allow you to claim a mileage rate for the journey even if you are not the driver and cannot produce fuel receipts.
We advise you to keep any tickets or receipts.
Property and clothing claims
We appreciate that you may no longer possess receipts from the original purchase of an item. This is especially true of clothing. However, we can still help:
If you are unable to provide receipts, you will be required to provide an estimate of the cost of the item, e.g. a catalogue or internet printout displaying the saleable goods.
If the item is no longer manufactured, you are required to provide three reasonable alternatives.
Loss of earnings
Following an accident, you may need time away from work to recuperate. This loss of earnings can be reclaimed.
Below is important information regarding frequently asked questions:
Repaying Sick Pay – some employer contracts include a clause requiring sick pay to be reimbursed in the event of a successful Personal Injury Claim. This amount can be claimed for, and will not come out of your settlement.
Self Employed – if you are self-employed, evidence of your projected losses must be deemed reasonable by a medical expert.