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Following an accident, you may find that personal items such as clothing, jewellery, and electronic goods have become damaged. This is regular feature of a Personal Injury claim and you can claim your losses.
You are entitled to claim compensation for the loss of your personal items
Some of the more common claims for losses are detailed below, along with our best advice on how to provide evidence.
You may be able to claim the cost of any journey made as the result of an accident, including:
*If you travel by car, keep a note of the distance and the date. This will allow you to claim a mileage rate for the journey even if you are not the driver and cannot produce fuel receipts.
We appreciate that you may no longer possess receipts from the original purchase of an item. This is especially true of clothing. However, we can still help:
Following an accident, you may need time away from work to recuperate. This loss of earnings can be reclaimed.
Below is important information regarding frequently asked questions:
In order to claim for medical expenses, you will be required to present evidence – Hampson Hughes Solicitors require all medical charges to be proven by receipts.
If the cost is covered by private healthcare insurance, your contract of medical insurance may oblige you to include this in your claim.
Any treatments must be deemed reasonable by the medical expert.
As a result of your injury, you may require care at home:
An evaluation from a medical expert as to the nature and appropriateness of the care could be necessary to assist us in evaluating your claim.
Witness statements from you and your helper(s) may also be required – we will help you at every step
Individuals suffering from serious injuries, both long and short term, may require specialist equipment to maintain a quality of life, for example:
Where home adaptations are necessary, any building work and the need for future maintenance will be included in your claim.
If your injury causes you to forego a pre-booked holiday, or prevents you from participating in a much loved hobby or pastime, we can ensure your compensation takes this into account.
Some common examples include:
You will be required to present evidence of any such payments which you wish to reclaim.
Some injuries bring an entitlement to social security benefits, including:
Upon receipt of compensation, your eligibility for state benefits may be affected as many benefits are means tested – we can advise you on how best to ensure your benefits are not affected.
In certain circumstances, your benefits may be deducted from your compensation so that you are not paid twice.
Serious injuries can affect your on-going employability, both in the sense of looking for suitable work or affecting your ability to continue in your current employment.
In such cases, advice from a medical expert will be taken into account and could form part of your claim.
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Your financial losses can fall into two groups.
We will ensure that we have evidence in support of such future losses so as to include this total in your compensation.
A future loss can continue over several years. It is likely that you will have to allow a discount to reflect the fact that the insurers are paying you a lump sum up front, which you can then invest.